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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Tracey L. Kelley is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Tracey L. Kelley can help.


Great rate, integrity and efficiency. This is the experience I had with Tracey.

- Joseph A.

Tracey kept us informed throughout the process, was eager to help out when needed and provided a great rate.

- Brian C.

Tracey kept us updated throughout the entire process and made an otherwise stressful time as easy as she was able to. We appreciate all of her help along the way!!

- Kimberly L.

Thank you!!

- Derek M.

Tracey communicated with us every step of the way toward purchasing our home. Even with a new build, at no point did we seem out of the loop nor did we have to do any extra than any typical mortgage application. Tracey was prompt in her responses, even texting when she was out of the office. We really appreciate the service we received.

- Robert M.

As a Veteran, Tracey called out of the blue to let us know that rates had dropped and we could possibly save some money. We looked into this and she was able to save us money. The whole process was easy and painless.

- Trevor J.

Tracey suggested checking on our loan to see if we qualified for a lower rate. We did! She helped us through the refi quickly and painlessly.

- Diana L.

Very nice personality, answers all questions and is timely in responding back

- Cynthia M.

Ever thing went very well and very professional.Great Job!!!

- John C.
Tracey L. Kelley

Tracey L. Kelley

Mortgage Loan Officer
NMLS ID #: 450577

Direct: 410-459-0387
Office: 443-787-4909
Fax: 866-488-2910

Apply Online

Contact Tracey L. Kelley

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